Smart, User-FriendlySystem Behavior and Navigation
The ICS BANKS® Credit Facilities & Risk Groups module, when deployed in a bank or financial institution, has the capability to control and managethe allocation of facilities in a branch or the head office.
Credit Risk is maintained on five levels (Group, Group Detail, Customer Facility, Facility Details and Account) to utilise and monitor facilities, line limits and group limits in real time. Each of these levels can be in a different currency.Guarantor and collaterals defaults are also maintained and monitored for their used amounts, revision dates and revaluation periods.
Credit facility lines can report in groups that represent countries, banks or any other entity, where each group has a unique transaction process control. With a smart user-friendly system behaviour and navigation, ICS BANKS Credit Facility & Risk Groups system covers:
- Risk Group
- Risk Sub Group
- Customer Facility
- Guarantor Maintenance
- Collateral Maintenance
- Facility Detail
- Dynamic Facility
- Temporary Facility
- Revolving Facility
- Credit Scoring
The system is integrated with the Business Process Management module, BANKS BPM, which provides a full workflow cycle of applying, studying, approval and processing, credit facility requests.
Future-Proof Digital Banking Products
Open BankingOpen APIs Architecture
Profiling Customer Social Engagement
Complete Cloud Platforms Cloud available
Unification of all Digital Systems Omnichannel Experience
Automated Processes & Robotics, Hence Time & Money Savings with High Accuracy
Business Agility to Drive Productivity & Efficiency
ICSFS uses innovative technologies in the core of its products, and develops first-class, dynamic and future-proof banking and financial products for new business trends.
ICS BANKS products come with high security, scalability, and flexibility.