Your Lending Business Power
ICS BANKS Lending consists of modules that are highly parameterised, highly flexible and modular. All systems are based on a product design architecture, therefore the customer can design any new product, link such products to the general ledger (GL), commissions & charges, schedule of repayment, using any of the calculation methods available. The system is integrated with the Business Process Management module, BANKS BPM, will support the full workflow cycle of Origination, studying, approval and processing. Interest method supported can be Flat, Discounted, Simple, Compounded, Subsidised, present value, future value and many more.
- Retail & Corporate Loans
- Promissory Notes (including Discounted Bills Management Module and HirePurchase Module)
- Local Bills for Collection Module
- Advanced Salary Service
- Overdraft Management
- Retail Purchase Module
- Microfinance Module
- Syndicated Loans Module
- Installment Loans Module
- Finance Leasing
Future-Proof Digital Banking Products
Open BankingOpen APIs Architecture
Profiling Customer Social Engagement
Complete Cloud Platforms Cloud available
Unification of all Digital Systems Omnichannel Experience
Automated Processes & Robotics, Hence Time & Money Savings with High Accuracy
Business Agility to Drive Productivity & Efficiency
ICSFS uses innovative technologies in the core of its products, and develops first-class, dynamic and future-proof banking and financial products for new business trends.
ICS BANKS products come with high security, scalability, and flexibility.